Ozone API

We're absolutely thrilled to announce that our marketing team has been shortlisted in 5 categories at the Fintech Marketing Community Global Awards this year! 🏆 ✨ Best B2B Marketing Team (Katie Hayes, Robyn Winstanley, Davinia Beer and Shannon Bellringer) ✨ Best Marketing Leader of The Year (Katie Hayes) ✨ Best Marketing Rising Star (Shannon Bellringer) ✨ Best Use of Thought Leadership ✨ Best Use of Social Media in Marketing If you've been enjoying our LinkedIn posts, found our articles thought-provoking, or you've appreciated our take on making open banking APIs dare we say... entertaining, please vote for the team behind it all! Vote here: https://lnkd.in/gTxHYQ7V

Latin America's open finance revolution is accelerating, but at very different speeds across the region 🌎 In our latest article, we reveal the current state of open finance across 11 Latin American countries in 2025, and it's fascinating: 🇧🇷 Brazil continues to dominate with a mature ecosystem showing incredible growth: +45% increase in active consents (61.9M in 2024) and a staggering +194% jump in Payment Initiation API calls 🇨🇴 Colombia emerges as the new regional leader with comprehensive mandatory regulations published in June 2025 – shifting from voluntary to regulated 🇨🇱 Chile hits a major milestone with open finance regulation finalised under the Fintech Law, mandatory implementation starting April 2026 🇲🇽 Mexico shows renewed momentum with fintechs and established institutions driving API expansion Meanwhile, countries like Peru, Argentina and Uruguay continue developing their frameworks, each taking unique approaches based on their market dynamics. The challenge ahead? Moving beyond technical implementation to create compelling services that demonstrate real value to end users. Read our full regional analysis: https://lnkd.in/er_zuwfp

Our Head of Marketing, Katie Hayes, recently joined Harrington Starr’s Fintech’s DEI Discussions podcast to discuss why traditional workplace policies need a complete rethink. From remote work strategies to building inclusive fintech cultures, this episode covers Ozone API's people-first approach driving innovation in financial services. Tune in to the episode here: https://bit.ly/46Y3bS9 Nadia Edwards-Dashti

Struggling to wrack your head around Verification Of Payee EU compliance? The EPC’s Verification Of Payee (VOP) scheme is transforming payment security across Europe. To help guide PSPs, we've put together a complete guide to EU VOP compliance. This comprehensive paper breaks down everything you need to know about VOP implementation, compliance requirements and fraud reduction strategies. Download your VOP guide here: https://bit.ly/4ln6dCU

Security isn't just a feature for us. 🔒 When you're handling sensitive financial data across global open banking ecosystems, there's no room for compromise. That's why security is embedded in everything we do at Ozone API. Our security-first approach: ✅ Industry-leading encryption technology is used across all our systems to protect data in transit, at rest and in-use ✅ Data minimisation — we only store what's necessary and securely delete when it's not ✅ Secure-by-default governance with trained teams and continuous monitoring ✅ 24/7 threat scanning from design to deployment in our production environments The certifications that prove it: 🏆 IASME Cyber Essentials 🏆 ISO/IEC 27001:2022 🏆 SOC 2 Type 2 unqualified opinion attestation When regulatory requirements evolve and fraud threats rise, you need a partner you can trust. Our embedded security culture isn't just about compliance, it's about giving you and your customers complete confidence in every transaction. Ready to build on a foundation of trust? Learn more about the Ozone API platform: https://bit.ly/3UmtnhH

How long has our CEO & Co-founder, Huw Davies, been in open banking? For as long as it’s been a concept! It’s been a journey across continents, conferences and countless connections, all in the name of open banking. Here’s just a small snippet of Huw's ride: 🚀 2017 - When it all began, his first day in open banking 📍 2018 – Travelling to Bahrain as the open banking journey started in the middle east 🌎 2019 – The fist visit to Brazil ahead of the roll out of open banking and the launch of our hackathon with Chris Michael, and presenting in Mexico at an open banking conference 🏡 2020 – Navigated COVID-19 with the Ozone API mascot at home 🏆 2021 – As if building a startup with Chris Michael and Freddi Gyara wasn’t enough of a marathon, Huw also completed an ultramarathon — and Ozone API took home its first award. 🇪🇸 2022 – Attended the Open Banking World Congress in Marbella and the Open Banking Expo Awards in London 🌋 2023 – Volcano Summit with Finerio Connect and Visa and a UAE trip with Nihal Abughattas and Chris Michael 🇮🇳 2024 – Celebrated our new India office and joined the Financial Data Exchange Summit in Washington 🇻🇳 2025 – Travelled to Vietnam with Henk Van Hulle from Open Banking and Jamie K Leach (MAppFin - GAICD) from Raidiam. Also took home a Fintech London Award. What a celebration of just some of the people, places and milestones that have shaped the open banking movement and continue to shape Ozone API.

𝗡𝗘𝗪𝗦𝗟𝗘𝗧𝗧𝗘𝗥 𝗔𝗟𝗘𝗥𝗧 🌟 Global Growth, Strategic Insights & What's Next This month's edition of The Ozone Layer is packed with insights that matter to your open finance strategy: 🚀 LATAM deep dive: Exclusive webinar recording reveals regulatory landscape & revenue opportunities across Latin America 💡 VOP EU guide: Your complete compliance roadmap for the EPC's Verification Of Payee scheme transforming European payment security 🎯 Early adoption advantage: Why market leaders are capturing data advantages and ecosystem influence before competitors 🌍 Africa's fintech revolution: News on the continent's accelerating open banking opportunities 💡 Plus Katie Hayes on rethinking workplace policies for fintech's future workforce Ready to stay ahead? Check out the newsletter below! Join our mailing list and get these insights delivered monthly: https://bit.ly/4owrDAo Fabio Caldeira Carol Heath Chris Michael Huw Davies Katie Hayes

Our LATAM Webinar on Unlocking Open Finance Opportunities Across Latin America is now on YouTube for you to watch! 🚀 The webinar dives deep into the regulatory landscape, market opportunities and implementation strategies across the region. Discover how leading financial institutions are navigating compliance while capturing new revenue streams. Watch the recording in Spanish here: https://bit.ly/3HlgXUm The speakers: 🎙️Fabio Caldeira, Ozone API 🎙️Paula Debenedetti, Red Link 🎙️Américo Becerra Morales, CCA 🎙️Alejandro Ramírez Velásquez Ramírez Velasquez, ACH

Exciting news! 🚀 Our GM for North America, Eyal Sivan, will be speaking at Fintech South next week on "How Mastercard is Powering the Next Wave of Fintech with Open Finance." Join Eyal, Stefany Bello (Mastercard) and Michelle Beyo (FINAVATOR INC) as they explore: ✅ How Mastercard is partnering with fintechs and equipping them with open finance solutions ✅ Building smarter, more personalised and more secure financial experiences ✅ Mastercard's developer-first approach and integrated identity capabilities ✅ How to reduce friction, expand financial inclusion, and accelerate time to market 📍 Event Room, 2nd Floor | Part of the Open & Embedded Finance Deep Dive Track | 19th August Perfect for fintech founders, product leaders and ecosystem partners ready to shape the future of finance. Secure your tickets here: https://lnkd.in/dUjgfvz

Are you going to shape the future of open finance, or follow the pack? We've put together a complete guide to adopting open finance early. It provides a view of the opportunities, challenges, business case and global trends that financial institutions should consider when deciding whether to become early adopters of open finance initiatives. Download it below ⬇️