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What GenZ Gets Wrong about Money
519Likes
35,912Views
May 302025
Think you’re too young to worry about money? Think again. You're not alone. In this episode of Make Money Matter, we sit down with Monika Halan, bestselling author and chairperson of SEBI’s Advisory Committee, to talk about how young Indians can avoid common financial pitfalls and start building wealth early. From managing your first salary to planning for retirement before 30, Monika shares actionable advice Gen Z can use to take control of their financial future—without the jargon. Whether you're wondering how much to save, where to invest, or what "wealth creation" even means, this episode lays it out, step by step. 📌 Chapter Timestamps: 0:00 – Upcoming 0:46 – Welcome to Make Money Matter 01:34 – How to invest in your 20s? 05:44 – What’s the first step to building wealth? 09:12 – How to divide your income: save vs spend 14:43 – Checklist for your retirement 20:53 – What Are Real Assets? 26:30 – What is a SIF? 29:28 – Red flags to watch out for when investing 31:24 – Closing Thoughts If you're in your 20s—or even just starting your first job—this episode is your cheat code to understanding money. Monika breaks down complex decisions like investing, saving, and spending into clear, simple steps that anyone can follow. It's not about being perfect with money—it’s about getting started, staying consistent, and thinking long term. Watch now and start building the future you actually want. __________________ About the Show: Make Money Matter is India’s smartest podcast on finance by HDFC Sky, designed to help you take charge of your finances. Each episode simplifies complex financial topics, provides actionable investment insights, and equips you with the tools to make your money work smarter for a better future. Make Money Matter Podcast | NOW AVAILABLE ON SPOTIFY: https://open.spotify.com/show/5Egcnn0... __________________ About the Guest: Monica Halan is a pioneer in personal finance and a household name for anyone looking to take control of their finances. She’s the bestselling author of Let’s Talk Money, Chairperson of SEBI’s Advisory Committee for Investor Protection, and an expert on financial literacy and policymaking. Her years of experience in media and public policy have empowered countless individuals to rethink and improve their financial strategies. __________________ Subscribe: HDFC SKY: YouTube:    / @hdfcskylearn   Instagram: https://www.instagram.com/hdfcsky?igs... LinkedIn:   / hdfc-sky   Monica Halan: Instagram: https://www.instagram.com/monikahalan... LinkedIn: https://www.linkedin.com/in/monikahal... Kritika Sharma: Email id: sharmajiinvests@gmail.com Instagram: https://www.instagram.com/sharmajiinv... __________________ Disclaimer: This podcast is intended for educational purposes only and does not constitute financial advice. The opinions and insights shared by the experts are based on their personal knowledge and experience and do not necessarily reflect the opinions of HDFC Sky and HDFC Securities, and may not be applicable to all individuals or situations. Investing involves risk, and past performance is not indicative of future results. Please consult with a qualified financial advisor before making any investment decisions. The information provided in this podcast should not be relied upon as a substitute for professional advice. #genz #InvestSmart #startinvesting #wealthbuilding #makemoneymatter #financialliteracy #monikahalan #MakeMoneyMatterPodcast #personalfinancetips #younginvestors #wealthbuildingjourney #firstjob #howtoinvest #beginnerinvesting #financialfreedom #financepodcast #youtubepodcast #podcastgenz #investinginyour20s #genzmoney #smartmoneymoves #financeforbeginners #moneytalks #futureproofing #moneymindsetshift #financemadesimple #financegoals #podcastseo #financialeducation #hdfcsky #investearly #financialplanning #wealthcreation #budgetingtips #financialindependencejourney

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HDFC SKY

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