Financial assistance programs
We have many SDG&E, federal, state and local assistance programs to help with your monthly utility bills. Learn more below to see if you qualify.
San Diego Gas & Electric Company will be reviewing the results of its Annual Report Activity for Program Year 2024 for the Energy Savings Assistance (ESA) Program, California Alternate Rates for Energy (CARE) and Family Electric Rate Assistance (FERA) Programs at a public meeting to be held on Thursday, August 28th, 2025, at 1:00 PM. Interested parties can join using the information below.
Microsoft Teams
Meeting ID: 271 038 710 478
Passcode: q2Wa3NH2
Dial in by phone
+1 858-429-0349,,129724966# United States, San Diego
Phone conference ID: 129 724 966#
FERA - Save 18% on your electric bill
Save 18% on your monthly electric bill with our FERA program. You may qualify based on your household size and income.
Neighbor-to-Neighbor Fund
Provides up to $300 toward your SDG&E bill for customers who are experiencing temporary financial hardship but are not eligible for other state and federal assistance.
LIHEAP Federal Utility Assistance
Families struggling financially may qualify for financial assistance toward their past-due energy bills under the Low-Income Home Energy Assistance Program (LIHEAP). These federal programs are managed by two separate agencies and will be based on your zip code. Learn more and find your zip code in the links below.
Debt Forgiveness
Qualified CARE and FERA customers may be eligible for financial assistance to help reduce outstanding account balances through our Arrearage Management Payment (AMP) Plan.
Need More Time to Pay Your Bill?
Explore payment arrangement options on our website or through our mobile app. Setup is easy and goes into effect right away.
Medical Allowance
If someone in your home uses a qualified medical device, you can save money on your monthly bill with our Medical Baseline Allowance Program.
Energy-Saving Home Improvements
See if you qualify for free, energy-efficient home improvements to help reduce your monthly bill.
Phone Bill Discount
The California LifeLine Program provides discounted phone services to eligible households. To learn more, click below or call 1-866-272-0349.
Home Internet Service Discount
You may be eligible for free or low-cost Home Internet Service through the California Emerging Technology Fund. To learn more, click below or call 855-776-7471.
Low Income Water Assistance Program (LIWAP)
The new federal Low Income Household Water Assistance Program (LIHWAP) provides financial assistance to low-income Californians to help manage their residential water utility costs. Since a federal grant provides the funding, you do not have to repay it.
Community Based Organization (CBO) Case Management Pilot Program
The California Public Utilities Commission (CPUC) recently issued a Decision (D. 22-04-037), which provides a framework to establish and operate a Community Based Organization (CBO) Case Management Pilot Program (Pilot).
This Pilot is designed to operate in targeted California communities where, during the first year of the COVID-19 pandemic, electric bills were highest relative to the available resources of the community.
To support these efforts, a statewide map was created to track arrearages and disconnections by zip code and identify nearby CBOs that may able to help customers lower or eliminate their arrearages.
To view the map, please click here.
To learn more about this map, the Pilot, or the proceeding in general, please click here.
