We hope you are enjoying these beautiful, warm Summer days! Or at least trying to stay cool....

For the Medicare-Eligible
Six Things to Know about a Medicare Supplement Plan (aka Medigap) -
You must have Medicare Part A and Part B to enroll in a Medicare Supplement plan.
A Medicare Supplement policy can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medicare Supplement policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S.
A Medicare Supplement policy is different from a Medicare Advantage Plan. A Medigap policy supplements your Original Medicare benefits, not replaces them.
If you have a Medicare Advantage Plan, you can apply for a Medigap policy, but make sure you can leave the Medicare Advantage Plan before your Medigap policy begins.
You pay the private insurance company a monthly premium for your Medigap policy in addition to the monthly Part B premium that you pay to Medicare.
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