Wednesday, April 24, 2024
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.875 | 2.125 | 6.347 |
| 30-YR Fixed | 6.750 | 2.125 | 7.052 | |
| 5-YR ARM | 6.250 | 2.000 | 7.611 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.500 | 1.000 | 6.660 |
| 30-YR Fixed | 6.875 | 1.625 | 7.037 | |
| 5-YR ARM | 6.625 | 0.875 | 7.561 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.875 | 2.250 | 6.376 |
| 30-YR Fixed | 6.625 | 2.000 | 6.917 | |
| 5-YR ARM | 7.125 | 0.000 | 7.900 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 6.125 | 1.750 | 6.642 |
| 30-YR Fixed | 6.750 | 2.250 | 7.129 | |
| 5-YR ARM | 6.750 | 1.500 | 7.884 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 6.000 | 2.250 | 6.560 |
| 30-YR Fixed | 6.750 | 2.125 | 7.090 | |
| 5-YR ARM | 6.375 | 2.000 | 7.720 | |
|
Hawaii Paradise Mortgage 808-888-9013 NMLS#790278 |
15-YR Fixed | 5.750 | 1.680 | 6.219 |
| 30-YR Fixed | 6.500 | 2.180 | 6.623 | |
| 5-YR ARM | 6.250 | 1.250 | 7.572 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 6.125 | 1.375 | 6.507 |
| 30-YR Fixed | 6.875 | 1.500 | 7.133 | |
| 5-YR ARM | 6.750 | 1.000 | 7.565 | |
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 7.250 | 0.000 | 7.539 |
| 30-YR Fixed | 7.500 | 0.000 | 7.683 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 6.125 | 1.625 | 6.413 |
| 30-YR Fixed | 6.625 | 1.875 | 6.828 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 5.875 | 0.778 | 6.090 |
| 30-YR Fixed | 6.625 | 0.807 | 6.760 | |
| 5-YR ARM |