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We would like to give a big congratulations to Margaret Martin for winning the Gulf Coast Jam tickets!!! Be sure to "Like" us on Facebook & stay tuned...we are giving away Troy University football game tickets for several home games this season!

Interested in what's going on in the real estate world? Follow us on Facebook and stay up-to-date on real estate listings, statistics, & more! We look forward to you being onboard!

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Understanding Energy Efficient Mortgages

Energy Efficient Mortgages (EEMs) were formally introduced by the Federal Housing Administration in 1995 to help consumers save money on utility bills by enabling them to finance the cost of energy-efficiency features for their new or existing homes as part of their FHA-insured home purchase or refinanced mortgage. The U.S. Department of Energy maintains that an EEM is one of the most beneficial programs consumers can use to capitalize on in today's real estate market.

You can participate without the need to qualify for additional financing because cost-effective energy improvements result in lower utility bills - making more funds available for mortgage payments. You can upgrade windows and doors, install active and passive solar technologies, insulate an attic, replace older heating and cooling systems and fix or replace chimneys, etc.

The maximum cost of improvements you can add to your mortgage is either 5% of the property's value (not to exceed $8,000) or $4,000, whichever is greater based on your property's value. FHA requires that you make at least a 3.5% cash investment on your property based on the sale price. The total mortgage amount is based on your home's value plus the projected cost of energy-efficient improvements.

Experts believe that an EEM can add an additional 15% of a home's appraised value to the principal of a new loan or refinance, often at no additional cost, no compromise in the loan-to-value ratio for the borrower and perhaps a better
rate. Benefits will vary and your lender will be your best source on what benefits you may obtain. Energy efficiency becomes an attractive selling point when you place the property on the market.

You may apply for an EEM with any HUD-approved lender, such as a bank, credit union or mortgage company. Click here for more information on EEMs. 

 
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Feature Home
 

4629 S. Park Avenue, Dothan, Alabama $1,200,000

Truly a breathtaking setting! 15 acre gated estate inside Dothan City limits, between Flowers Hospital and SAMC! A long, paved drive bends around a private, 5 acre lake to a stunning 5,800 sq. ft. Colonial-style home with updates galore, amazing master suite with an enormous closet, elegant study, home bar & entertainment room, gunite saltwater pool, tremendous screened veranda with outdoor bar and spa! An attractive red barn houses a full guest apartment! Call for a detailed list of amenities!

Click Here For More Details & Photos of 4629 S. Park Avenue

Click Here For Our New Listings

Click Here For Our New Land & Commercial Listings

 
Sweet Home! Renovation Program
 

Sweet Home! Renovation Program

Are you interested in a fixer upper? We can make the home renovation process easy! Our new Sweet Home! Renovation Program involves qualifying a property for its potential for renovation, putting buyers in contact with local lenders who can provide convenient financing options for renovation projects, and getting cost estimates for the project from local, qualified contractors. The new logo for our Sweet Home! Renovation Program, designed by local company TgiCreative, play’s off "Sweet Home Alabama". The silhouette of Alabama helps emphasize that connection, while the heart covers the Dothan and surrounding areas. Renovating a home after you purchase can be overwhelming; let us help you with our Sweet Home! Renovation Program.

Call 334.792.7474 for more information about our Sweet Home! Renovation Program.

 

Showcase Agents for August

Berkshire Hathaway HomeServices Showcase Properties would like to recognize the “Showcase Agents” for the month of August - Nan Pitcher, Anita DiSalvo, Tim Vierkandt with Service With A Smile, Ramona Miley, Angela Blissett, Susan Morrison, and Betty Brewer.

These highly trained and motivated professionals continue to set the standard for productivity, professionalism, client satisfaction, and commitment to career development. Our team of professionals at Berkshire Hathaway HomeServices Showcase Properties is “Committed to Excellence - Every Day in Every Way.”

 

Real Estate Statistics for
August 2015

Homes Sold                               123

Average Days On Market          149

Average Sold Price           $146,237

New Listings For August            251

Total Homes On Market           1232

Don’t Drench Your Home Sale by Ignoring Plumbing Issues

A plumbing checkup should be among your top priorities when preparing your home for sale. Potential buyers will flush toilets, turn on faucets and inspect showerheads. More seasoned “experts” will look under the cabinets for leaks and check for water spots. The last thing you want is to drench a buyer’s enthusiasm because you didn’t fix a simple plumbing issue.

Major plumbing renovations may be huge selling points, but many homeowners can get as much credit by simply fixing leaks and changing out a few faucets. If you can’t make repairs yourself invest in a reputable plumber.

There are some simple things you can do before allowing prospective buyers into your home:

  • Make sure you have adequate water pressure.
  • Hire a local housecleaning company to remove difficult stains on porcelain.
  • Check as much of your plumbing as possible for corrosion or rust.
  • If you do nothing else, fix any leaks—they will surely be an instant deterrent for buyers. If your house has more than one story, a smart buyer will look at ceilings for water stains from leaking pipes. And of course, paint the ceiling following repairs.
  • Make sure that all faucet knobs are easy to turn and that sinks and tubs drain easily.
  • Updated fixtures catch the eye of prospective buyers. A relatively small investment for new faucets can really pay off.

No buyer wants problems. So take care of a few simple plumbing issues and prevent your sale from going down the drain.

 
 
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101 Executive Park Drive Dothan, AL 36303

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