Articles

Trends and risks faced by retailers in 2021: UK and US perspectives
2021 has presented retailers with numerous risks, many of which relate to COVID-19, whether borne out of the pandemic or exacerbated by it. We set out a number of these risks from both UK and US perspectives and offer some practical considerations for businesses and insurers.
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Will Rome II be cast onto the 'bonfire of regulation'?
With Brexit Minister, Lord Frost, stating that the time has come for a substantive review of retained EU law, Rome II’s days may be numbered. We discuss a number of personal injury claims that have considered Rome II, in addition to the European Commission’s recent report on this regulation.
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HGV shortage: risks for the personal injury market
In the last few months the UK has seen stock shortages, long lead times for once easily available products and an inability for drivers to readily access fuel. As the government looks at ways to remedy the shortage of drivers, we explain how this may exacerbate what are already common causes of accidents in personal injury claims.
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Work health and safety transformation is an issue for insurers
For employers and employees alike, the pandemic could have a long-tail effect with secondary health and safety issues arising further down the line, for which they are poorly prepared and under-insured. We set out how the insurance industry will need to adapt to reflect the changing landscape of COVID-19 related risks. 
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‘Building back better’ - the future is flexible
The Department for Business, Energy and Industrial Strategy recently launched a consultation on amending existing flexible working legislation. We consider what this means for businesses and their insurers.
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Genuinely injured...but still fundamentally dishonest
The application of Section 57 of the Criminal Justice and Courts Act 2015 has continued to evolve when it comes to fundamental dishonesty in personal injury claims. We offer some illustrative case studies of judges finding in favour of the defendant and ensuring that they will not be left out of pocket for defending their claim. 
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Watch this space: fixed recoverable costs are coming
In a long-awaited update, the Ministry of Justice announced on 6 September 2021 that the proposals to extend fixed recoverable costs (FRCs) will indeed be introduced. We provide a recap on our response to the 2019 consultation, explain our initial thoughts on the government’s recent proposals, and set out next steps before the new FRCs come into force. 
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